Future Goal Planning
Future Goal Planning, writing down action plans
Your age is not a problem when you decide your future. The earlier the better as you will have a clear vision from an early age. Also, at any age, it is better to start now than later. As we all know life changes as with values, ideas, and thoughts. The important point here is once you have a plan it is in place and changes are kept to a minimal. Yet your goal is always the same.
Remember? You write down what you want at retirement. If you are retired, how you will go for the future.
What should you have in this plan?
Its pretty simple really, the big thing is having an achievable target plus 20% so if you have worked out you need $1,000,000 for retirement work on $1,200,000 This goes with the remainder of your goals. This will encourage you to achieve your goals.
So what is in the goals (Ideas)
- Type of house
- Financial Total
- List separately
- Bank account
- Other deposits
- Other Desires (holidays, family help)
Remember this is not set in gold. As we age, things change, financial, health, emotional etc. The big thing is to have something in place and make it happen.
Think of how many things you keep putting off? Do you want your future goal planning left? No, it should be the most important asset in your life.
An example of why you need to think big
I’m 59 as writing this. At 30, I had a major car accident and had to start life all over again. After having spinal and head injuries. Losing my memory, job, house, and marriage breakup. Walking out of the house with just my clothes, a few dollars, and an old car.
Could an accident or some other problem happen to you? I don’t know and certainly, hope not. But, what you need to think is What IF?
Remember one important lesson in your life plan and setting future goal planning, you need to think what if?
After all, you probably pay for House and Car insurance, which is just 2nd nature, you may have some employment and or health insurance.
But, what if something like in my case might happen? Or an injury which could see you out of work for a few months.
Most people cannot live without an income?
- The UK a recent report said 29 days Source
- The USA there is a report 68% of people live paycheck to paycheck
- Australia the majority of people live from paycheck to paycheck or have $1,000 in the bank
- The rest of the world may be no different
Think not just of your car and house insurance, think of what you are worth if something happened to you or a member of your household.
Remember your future is only as good as you allow it to happen.
Just think 10 years forward. Have you planned where you need to be or just dream it might happen.
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